Tuesday, March 24, 2020

Losing income? Here are some tips.

We know that many people in our community are experiencing a loss of income due to closures of schools, child care centers and businesses. Here are a few resources that might help:
New York Unemployment Benefits
For people out of work due to coronavirus closures or quarantines, the 7-day waiting period to apply for benefits is waived.
Click here to file a claim. 
If you are unclear on how to follow the steps, here are instructions:
Be proactive lenders and creditors
If you're not able to pay your bills on time, contact your lenders and servicers to let them know about your situation. Being behind on your payments can have a lasting impact on your credit. The Consumer Financial Protection Bureau (CFPB) and other financial regulators have encouraged financial institutions to work with their customers to meet their community needs.

Credit card companies and lenders may be able to offer you a number of options to help you. This could include waiving certain fees like ATM, overpayments, and late fees, as well as allowing you to delay, adjust, or skip some payments.
When contacting your lenders, be prepared to explain:
  • Your situation
  • How much you can afford to pay
  • When you're likely to be able to restart regular payments
  • In the case of mortgages, be prepared to discuss your income, expenses and assets
Be Aware of Scammers
Scammers are at work! This is the perfect time to take advantage of vulnerable individuals, especially during times of emergencies or natural disasters. Be cautious of emails, texts, or social media posts that may be selling fake products or information about emerging coronavirus cases.
Click here for tips on how to avoid scammers.

Food Distribution Locations
Feeding Westchester has various food distribution sites throughout the county. 
Please contact your local municipality for additional locations in your area. 
FAQ for Businesses
Empire State Development (ESD) has created a page of resources and frequently asked questions to offer information to businesses regarding State regulations and general guidance related to the coronavirus. 

FAQ for Businesses


Contact Us

Child Care Council of Westchester, Inc.

313 Central Park Avenue
Scarsdale, New York 10583

Monday-Friday, 9am-5pm
Child Care Specialists extended hours are available on Tuesdays until 7pm to help you make an informed decision about child care.

Phone: (914) 761-3456
Toll-Free: 1 (844) 387-7525

Fax: (914) 761-1957

Email us

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