Paying for Child Care
Child care in Westchester is expensive, and we know that many families have trouble making ends meet. Fortunately, there are resources available to help you pay for child care.
Recognizing that the cost of child care is a burden for so many Westchester families and often a barrier to employment, the County raised income eligibility for its Child Care Assistance Program in 2022, and worked with us at the Child Care Council to create the Westchester Works Program to help working parents at even higher incomes. Read more to find out how these programs can help make child care more affordable for your family.
Public Child Care Assistance – Now with higher income eligibility!
Review the charts below to see if you meet the income requirements for Child Care Assistance.
- Working parents
- Parents attending school
- Parents seeking work and more
|Family Size||Low Income Subsidy|
The Child Care Council can help you determine which subsidy you may qualify for and assist you with your application. Call (914) 761-3456 x 140.
Westchester Works Child Care Scholarship Program – New in 2022!
This new scholarship has much higher income eligibility levels, and may be available to your family even if you’ve never been included before. For example, a family of two: once “over-income” for child care financial assistance at $54,930, you can now have a gross income of up to $73,240 and be eligible for the Westchester Works Child Care Scholarship Program.
- All parents in household must live in Westchester County, be employed at least 10 hours per week, and making at least minimum wage.
- Child care must be located in Westchester County; in an OCFS regulated program, Dept. of Health Camp with valid permit, or a scholarship-approved exempt/informal provider (see Information Sheet for details).
- Your total gross household annual income must be within the income eligible guidelines listed below. Your household income includes all income, such as wages/salary, child support, SSI, etc.
|Family Size||Income Range|
Additional Child Care Scholarships – Limited
The Child Care Council of Westchester typically offers a limited number of scholarships, including the Key to the Future Fund. If you would like to be called or placed on a mailing list for other scholarships, please click here to submit a request.
Paying For Care Tax Facts Tax Benefits: There are several tax benefits and programs that can put more money in your hands to pay for child care.
Dependent Care Assistance Program: DCAP is a flexible spending account that your employer may offer to help you pay for your child or dependent care expenses. You can set aside up to $5,000 of your annual income to help cover the cost of child care, elder care, or care for a disabled spouse or dependent.
Guide to Dependent Care Assistance Program
New York State Public Benefits: Taking advantage of public benefit programs can improve families' overall economic situation and free up resources that can be used for child care. Visit the link below and use the pre-screening tool to see what health and human services programs you may be eligible for.
The New York State myBenefits site
Before You Begin
First and foremost, we want to make sure you know what to expect, and that the child care options you're considering are priced reasonably.
Click here to download a document that outlines the cost of child care:
Average cost of child care in Westchester County
Cost of child care in Westchester's largest towns and cities
Next, when it comes time to choose a child care provider, be certain you understand what the fees are, and exactly what those fees include or cover, including hours of care, snacks or meals, supplies, transportation, meals, late pickups, and field trips. Providers may impose penalties for late payments, and some charge whether or not a child is present. Ask how often fees will be raised, and by how much.