Paying for Child Care
Child care in Westchester is expensive, and we know that many families have trouble making ends meet. Fortunately, there are resources available to help you pay for child care.
First and foremost, we want to make sure you know what to expect, and that the child care options you're considering are priced reasonably.
Click here to download a document that outlines the cost of child care:
Next, when it comes time to choose a child care provider, be certain you understand what the fees are, and exactly what those fees include or cover, including hours of care, snacks or meals, supplies, transportation, meals, late pickups, and field trips. Providers may impose penalties for late payments, and some charge whether or not a child is present. Ask how often fees will be raised, and by how much.
Several financial resources and benefits are available to help families understand and manage the high cost of child care:
Public Child Care Subsidies: Many low income working families in Westchester are eligible for assistance to pay for child care. Review the charts below to see if you meet the income requirements for the Low Income Child Care Subsidy or the Title XX Child Care Subsidy. However, at this time Title XX Child Care Subsidy is not available due to the lack of funding. COVID-19 Public Child Care Subsidy is temporarily available to families up to 85% of the State Medium Income (SMI). See income levels below. This is currently available until September 30, 2020.
|Family Size||Low Income Subsidy||Covid-19|
The Child Care Council can help you determine which subsidy you may qualify for and assist you with your application. Call (914) 761-3456 ext. 140.
COVID-19 Child Care 3 Scholarships: Open to NYS’s first responders, essential workers, and school personnel.
NYS CARES 3 Scholarship: Will pay for child care from the date of your application through December 31, 2020.
To complete NYS CARES application online, Click Here
Beca de cuidado infantil disponible para trabajadores esenciales o que trabajen en una escuela, trabajen fuera del hogar y trabajen al menos 20 horas a la semana. Debe estar por debajo de los niveles de ingresos que se enumeran a continuación, Haga clic aquí para la aplicación
Who is eligible?
- Parents living in New York State
- First responders, essential staff, or school personnel
- Work outside the home full- time or part-time
- Work at least 20 hours a week
- Have a gross household income below 300% of the federal poverty level (see below)
- Other parent/step-parent/guardian in household is not available to care for child
|Family Size||Income Range|
Paying For Care Tax Facts Tax Benefits: There are several tax benefits and programs that can put more money in your hands to pay for child care.
Dependent Care Assistance Program: DCAP is a flexible spending account that your employer may offer to help you pay for your child or dependent care expenses. You can set aside up to $5,000 of your annual income to help cover the cost of child care, elder care, or care for a disabled spouse or dependent.
New York State Public Benefits: Taking advantage of public benefit programs can improve families' overall economic situation and free up resources that can be used for child care. Visit the link below and use the pre-screening tool to see what health and human services programs you may be eligible for.
- The families with infants and toddlers (under the age of 3 years old) will receive priority for the scholarship.
- If funds are available, families with preschool age children (3- 4 years old who are not yet in elementary school) will be considered next.
- If there are still funds available, families with school age children (5 – 12 years old) will be considered.