Paying for Child Care
Child care in Westchester is expensive, and we know that many families have trouble making ends meet. Fortunately, there are resources available to help you pay for child care.
First and foremost, we want to make sure you know what to expect, and that the child care options you're considering are priced reasonably.
Click here to download a document that outlines the cost of child care:
Next, when it comes time to choose a child care provider, be certain you understand what the fees are, and exactly what those fees include or cover, including hours of care, snacks or meals, supplies, transportation, meals, late pickups, and field trips. Providers may impose penalties for late payments, and some charge whether or not a child is present. Ask how often fees will be raised, and by how much.
Several financial resources and benefits are available to help families understand and manage the high cost of child care:
Public Child Care Subsidies: Many low income working families in Westchester are eligible for assistance to pay for child care. Review the charts below to see if you meet the income requirements for the Low Income Child Care Subsidy or the Title XX Child Care Subsidy. However, at this time Title XX Child Care Subsidy is not available due to the lack of funding. This information is applicable from June 1, 2017 - May 31, 2018.
|Family Size||Low Income Subsidy||
Title XX Subsidy
|2||<$32,480||$32,481 - $44,660|
|3||<$40,840||$40,841 - $52,071|
|4||<$49,200||$49,201 - $55,350|
|5||<$57,560||$57,561 - $64,755|
|6||<$65,920||$65,921 - $74,160|
|7||<$74,280||$74,281 - $83,565|
|8||<$82,640||$81,641 - $92,970|
The Child Care Council can help you determine which subsidy you may qualify for and assist you with your application. Call (914) 761-3456 ext. 140.
Child Care Scholarships: The Child Care Council of Westchester offers a limited number of scholarships.
2018-2019 Applications: 2018-2019 Early Opportunity Scholarship (EOS), July 1, 2018-June 30, 2019, Deadline for APPLICATIONS: May 16, 2018
Who will receive the Scholarship?
• The families with infants and toddlers (under the age of 3 years old) will receive priority for the scholarship.
• If funds are available, families with preschool age children (3-4 years old who are not yet in elementary school) will be considered next.
• If there are still funds available, families with school age children (5-12 years old) will be considered.
• Applicants must live in Westchester County
• Applicants must fall within the income guidelines listed below
• Applicants must be employed full time (minimum of 30 hours per week)
• Infants, Toddlers, Pre-schoolers must be enrolled full time in care of minimum of 30 hours a week
• School age children must be enrolled part time in care a minimum of 10 hours a week
• Children must be enrolled in a child care program/provider regulated by the Office of Children and Family Services (OCFS) AND is nationally accredited OR has participated in one of the Council's quality improvement projects in 2013, 2014, 2015, 2016 or 2017 and received a high rating in one of their classrooms OR will agree to participate in an Environment Rating Scale program with the Council to be completed by July 2019 AND is located in Westchester County
If your child/ren is not in a program that meets the above requirements, you must move them to a program that does meet the requirements by July 1, 2018 to be eligible. Please call the Council's Referral Department at 914-761-3456 x140 for assistance in locating a program that meets these requirements.
Find your family size (parents and children living in your home), then check the chart to see if your family income qualifies you for a scholarship.
Early Opportunity Scholarship (EOS)
|2||$32,481 - $53, 592|
|3||$40,841 - $62, 485|
|4||$49,201 - $66, 420|
|5||$57,561 - $77, 706|
|6||$65,921 - $88, 992|
|7||$74,281 - $100, 278|
Tax Benefits: There are several tax benefits and programs that can put more money in your hands to pay for child care.
Dependent Care Assistance Program: DCAP is a flexible spending account that your employer may offer to help you pay for your child or dependent care expenses. You can set aside up to $5,000 of your annual income to help cover the cost of child care, elder care, or care for a disabled spouse or dependent.
New York State Public Benefits: Taking advantage of public benefit programs can improve families' overall economic situation and free up resources that can be used for child care. Visit the link below and use the pre-screening tool to see what health and human services programs you may be eligible for.
- The families with infants and toddlers (under the age of 3 years old) will receive priority for the scholarship.
- If funds are available, families with preschool age children (3- 4 years old who are not yet in elementary school) will be considered next.
- If there are still funds available, families with school age children (5 – 12 years old) will be considered.