Paying for Child Care

Child care in Westchester is expensive, and we know that many families have trouble making ends meet. Fortunately, there are resources available to help you pay for child care.

First and foremost, we want to make sure you know what to expect, and that the child care options you're considering are priced reasonably.

Click here to download a document that outlines the cost of child care:

pdfAverage cost of child care in Westchester County


pdfCost of child care in Westchester's largest towns and cities

Next, when it comes time to choose a child care provider, be certain you understand what the fees are, and exactly what those fees include or cover, including hours of care, snacks or meals, supplies, transportation, meals, late pickups, and field trips. Providers may impose penalties for late payments, and some charge whether or not a child is present. Ask how often fees will be raised, and by how much.

Several financial resources and benefits are available to help families understand and manage the high cost of child care:

Public Child Care Subsidies: Many low income working families in Westchester are eligible for assistance to pay for child care. Review the charts below to see if you meet the income requirements for the Low Income Child Care Subsidy or the Title XX Child Care Subsidy. This information is applicable from June 1, 2016 – May 31, 2017.

Family SizeLow Income SubsidyTitle XX Subsidy
2 <$32,040 $32,041 - $44,055
3 <$40,320 $40,320 - $51,408
4 <$48,600 $48,600 - $54,675
5 <$56,880 $56,880 - $63,990
6 <$65,160 $65,160 - $73,305
7 <$73,460 $73,460 - $82,643
8 <$81,780 $81,781 - $92,003

The Child Care Council can help you determine which subsidy you may qualify for and assist you with your application. Call (914) 761-3456 ext. 140.

Information is also available from the external link icon Westchester County Department of Social Services. Call (914) 995-6521 or go to the external link icon website.

Child Care Scholarships: The Child Care Council of Westchester offers a limited number of scholarships.

2016-2017 Applications:  2016-2017 Early Opportunity Scholarship (EOS), July 1, 2016-June 30, 2017, Deadline for APPLICATIONS: May 25, 2016

Who will recieve the Scholarship?

  • The families with infants and toddlers (under the age of 3 years old) will receive priority for the scholarship.
  • If funds are available, families with preschool age children (3-4 years old who are not yet in elementary school) will be considered next.
  • If there are still funds available, families with school age children (5-12 years old) will be considered.

Eligibility Requirements:

  • Applicants must live in Westchester County
  • Applicants must fall within the income guidelines listed below
  • Applicants must be employed full time (minimum of 30 hours per week)
  • Infants, Toddlers, Preschoolers must be enrolled full time in care of minimum of 30 hours a week
  • School age children must be enrolled part time in care a minimum of 10 hours a week 
  • Children must be enrolled in a child care program/provider regulated by the Office of Children and Family Services (OCFS) AND is nationally accredited OR has participated in one of the Council's quality improvement projects in 2013, 2014 or 2015 and received a high rating in one of their classrooms OR will agree to participate in an Environment Rating Scale program with the Council to be completed by July 2017 AND is located in Westchester County 

Be sure to read the Frequently Asked Questions to find out more about the 2016-2017 Scholarships process and eligibility requirements.  

If your child/ren is not in a program that meets the above requirements, you must move them to a program that does meet the requirements by July 1, 2016 to be eligible.  Please call the Council's Referral Department at 914-761-3456 x140 for assistance in locating a program that meets these requirements. 

Find your family size (parents and children living in your home), then check the chart to see if your family income qualifies you for a scholarship.

Family SizeEarly Opportunity Scholarship (EOS)
2 $44,056 - $69,402
3 $51,409 - $69,402
4 $54,676 - $73,812
5 $63,991 - $86,387
6 $73,306 - $98,963
7 $82,644 - $111,568

pdf2016 Scholarship Application

Tax Benefits: There are several tax benefits and programs that can put more money in your hands to pay for child care.

pdfPaying For Care Tax Facts

Dependent Care Assistance Program: DCAP is a flexible spending account that your employer may offer to help you pay for your child or dependent care expenses. You can set aside up to $5,000 of your annual income to help cover the cost of child care, elder care, or care for a disabled spouse or dependent.

pdfGuide to Dependent Care Assistance Program

New York State Public Benefits: Taking advantage of public benefit programs can improve families' overall economic situation and free up resources that can be used for child care. Visit the link below and use the pre-screening tool to see what health and human services programs you may be eligible for.

external link icon The New York State myBenefits site

·         The families with infants and toddlers (under the age of 3 years old) will receive priority for the scholarship.

·         If funds are available, families with preschool age children (3- 4 years old who are not yet in elementary school) will be considered next.

·         If there are still funds available, families with school age children (5 – 12 years old) will be considered.

Contact Us

Child Care Council of Westchester, Inc.

313 Central Park Avenue
Scarsdale, New York 10583

Monday-Friday, 9am-5pm

Phone: (914) 761-3456
Toll-Free: 1 (844) 387-7525

Fax: (914) 761-1957

Email us

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